- June 14, 2018
VA loans are available to individuals who have or currently are enlisted in the military. VA loans offer an individual the opportunity to put zero money down when purchasing a home. VA loans can also be streamlined later on when refinancing to lower the rate of interest. When purchasing a home, VA loans offer the borrower a loan with less stringent credit and asset requirements as well. Subsequent homes may also be purchased if the VA entitlement is still available.